到目前為止，2025年到目前為止的高分超過2900美元

但是，投資者長期以來一直在尋找黃金，原因有很多，包括其在市場波動所浪費的投資組合中維持價值存儲的能力。

Record highs of over $2,900 an ounce. But investors have long looked to gold for many reasons, including its ability to maintain a store of value in a portfolio that is otherwise swayed by market fluctuations.

記錄高點每盎司2,900美元以上。但是，投資者長期以來一直在尋找黃金，原因有很多，包括其在市場波動所浪費的投資組合中維持價值存儲的能力。

Gold bullion coins: Coins made for investors who want to add precious metals to their portfolios and are more interested in the metal content of the coin rather than how collectible it is. Gold bullion coins are named after the government entity that mints them, such as the Canadian Maple Leaf coin. Gold bullion coins are valued for their metal content and their price roughly tracks the spot price.

金條硬幣：為想要在其投資組合中添加貴金屬的投資者製作的硬幣，對硬幣的金屬含量更感興趣，而不是收藏品。金條硬幣是以造幣廠的政府實體命名的，例如加拿大楓葉硬幣。金條硬幣的金屬含量和價格大致追踪了現貨價格。

Proof coins: These coins, also called collector’s coins, are minted from precious metals in smaller quantities with a greater attention to detail. Proof coins typically sell at a higher premium and are targeted more toward collectors than investors. Proof coins are valued for their scarcity, design and artisanship. Their price isn’t as tied to spot prices.

證明硬幣：這些硬幣，也稱為收藏家的硬幣，是從貴金屬中鑄造出的，較少，更加關注細節。證明硬幣通常以較高的保費出售，而對收藏家的目標比投資者更多。證明硬幣的稀缺，設計和手工業被重視。他們的價格與現貨價格不那麼緊密。

Gold bullion coins are typically sold at a small premium over spot. For example, if the spot price of gold is $1,800 an ounce, a 1-ounce gold bullion coin might sell for $1,820. This premium varies by coin and retailer.

金條硬幣通常以較小的優質價格出售。例如，如果黃金的現貨價格為每盎司1,800美元，則可能以1,820美元的價格出售1盎司黃金銀幣。這種溢價因硬幣和零售商而異。

If you’re looking to invest in gold for its ability to maintain value during market fluctuations, then gold bullion coins are a good option. If you’re looking for coins as an investment that will increase in value over time due to scarcity, then proof coins might be better.

如果您想投資黃金在市場波動期間保持價值的能力，那麼金條硬幣是一個不錯的選擇。如果您正在尋找硬幣作為一項由於稀缺性而隨著時間的推移而增加價值的投資，那麼證明硬幣可能會更好。

If you’re interested in investing in gold coins, here are a few of the most popular options:

如果您有興趣投資黃金硬幣，這裡有一些最受歡迎的選擇：

U.S. Gold Eagle coins

美國金鷹硬幣

Canadian Maple Leaf coins

加拿大楓葉硬幣

Chinese Panda coins

中國熊貓硬幣

South African Krugerrand

南非克魯格蘭

If you’re interested in silver coins, you can purchase silver bullion coins. These days, you can purchase platinum and palladium coins as well.

如果您對銀幣感興趣，則可以購買銀色金條硬幣。這些天，您也可以購買鉑和鈀金幣。

Coins are sold by authorized mints and authorized purchasers who then sell the coins to retailers or directly to the public.

硬幣由授權的薄荷和授權購買者出售，然後將硬幣出售給零售商或直接向公眾出售。

Other ways to invest in gold

其他投資黃金的方法

Besides coins, there are several other ways to invest in gold.

除硬幣外，還有其他幾種投資黃金的方法。

Gold bullion bars or rounds, which are cheaper than coins of the same purity due to minting costs

金條桿或圓形，由於鑄造成本而比相同純度的硬幣便宜

Gold exchange-traded funds (ETFs) or mutual funds

黃金交換貿易資金（ETF）或共同基金

Holding gold in an IRA as part of your retirement strategy

作為退休策略的一部分，將黃金持有IRA