尼日利亞 EFCC 修改針對幣安的訴訟，指控該交易所洗錢超過 3500 萬美元

尼日利亞金融犯罪監管機構修改了對幣安及其一名高管的訴訟，指控該交易所洗錢超過 3500 萬美元。

Nigeria’s financial crimes watchdog has amended its lawsuit against Binance and one of its executives, accusing the exchange of laundering over $35 million.

尼日利亞金融犯罪監管機構修改了對幣安及其一名高管的訴訟，指控該交易所洗錢超過 3500 萬美元。

The Economic and Financial Crimes Commission (EFCC) submitted the amended lawsuit to Justice Emeka Nwite of the Federal High Court in Abuja this week, local outlets report. It alleges that Binance and its fugitive regional manager, Nadeem Anjarwalla, concealed $35.4 million generated by the exchange from its Nigerian operations despite knowing that the money was the proceeds of unlawful activity.

根據當地媒體報道，經濟和金融犯罪委員會 (EFCC) 本周向阿布賈聯邦高等法院法官 Emeka Nwite 提交了修改後的訴訟。據稱，幣安及其在逃的區域經理 Nadeem Anjarwalla 隱瞞了該交易所在尼日利亞業務中產生的 3540 萬美元，儘管他們知道這些錢是非法活動的收益。

The EFCC’s legal battle against Binance started early this year when the agency accused the exchange and two of its executives of money laundering and tax evasion. Anjarwalla escaped from detention in Abuja and has been at large ever since. His colleague, Tigran Gambaryan, who heads Binance’s financial crime compliance department, was detained for eight months. He was released a month ago, with his poor health and diplomatic demands from the U.S. government playing a big role.

EFCC 對幣安的法律訴訟始於今年年初，當時該機構指控該交易所及其兩名高管洗錢和逃稅。安賈爾瓦拉從阿布賈的拘留所逃脫，此後一直在逃。他的同事、幣安金融犯罪合規部門負責人 Tigran Gambaryan 被拘留八個月。他一個月前被釋放，健康狀況不佳和美國政府的外交要求起了很大作用。

In its amended lawsuit, the EFCC alleges that Binance offered financial services without a valid license (which has become somewhat of a Binance playbook globally). It also negotiated foreign exchange rates in the country without authorization, an accusation that the country’s Bureau de Change operators had thrown at the exchange a year ago.

在修改後的訴訟中，EFCC 指控幣安在沒有有效許可證的情況下提供金融服務（這在某種程度上已成為幣安在全球的劇本）。它還未經授權在該國協商外匯匯率，這是該國貨幣兌換處運營商一年前向該交易所提出的指控。

Local outlets report that since Binance wasn’t represented in the hearing this week, a not-guilty plea was automatically entered to enable the court to proceed with the trial.

當地媒體報道稱，由於幣安本週沒有出席聽證會，因此自動提出無罪抗辯，以使法院能夠繼續審理。

Nigeria’s revitalized digital currency crackdown

尼日利亞重振數位貨幣打擊力度

The revamped pursuit of Binance comes as the EFCC convicted half a dozen local digital asset firms of illegal foreign exchange operations. The most recent is Plip Global, which pleaded guilty to converting U.S. dollars to naira through USD-backed stablecoins without a valid license. Plip also allegedly failed to report to the EFCC a N100 million ($59,000) transfer into its account, violating ALM laws. A federal judge in Abuja ordered the company to forfeit $14,750 and pay a $300 fine.

對幣安的追捕行動正值 EFCC 對六家當地數位資產公司進行非法外匯業務定罪之際。最近的例子是 Plip Global，該公司承認在沒有有效許可的情況下透過美元支持的穩定幣將美元兌換成奈拉。據稱，Plip 還未能向 EFCC 報告轉入其帳戶的 1 億奈拉（59,000 美元），違反了 ALM 法律。阿布賈的一名聯邦法官命令該公司沒收 14,750 美元並繳納 300 美元罰款。

Three weeks ago, the EFCC secured convictions against two other ‘crypto’ firms—Chimera Log and Egomsinachi—for similar crimes and ordered the forfeiture of $29,500 held in their accounts.

三週前，EFCC 對另外兩家「加密貨幣」公司 Chimera Log 和 Egomsinachi 因類似犯罪定罪，並下令沒收其帳戶中的 29,500 美元。

The EFCC’s fresh crackdown aligns with Nigeria’s approach this year, where it has tightened its oversight over the digital asset sector. The West African nation has purged offshore exchanges like Coinbase (NASDAQ: COIN), KuCoin and licensed local exchanges to better protect investors. Busha Digital and Quidax were the first two local platforms to receive the license.

EFCC 的新打擊行動與奈及利亞今年的做法一致，奈及利亞加強了對數位資產產業的監管。這個西非國家已經清理了 Coinbase（納斯達克股票代碼：COIN）、KuCoin 等離岸交易所，並對當地交易所進行了許可，以更好地保護投資者。 Busha Digital 和 Quidax 是第一批獲得許可證的兩個本地平台。

Still, the country has a long way to go in stamping out digital currency-related crimes. A recent report by identity solutions firm Sumsub found that Nigeria has the highest number of cases of identity fraud, which has spread to the digital assets sector.

儘管如此，該國在消除數位貨幣相關犯罪方面還有很長的路要走。身分解決方案公司 Sumsub 最近的一份報告發現，尼日利亞的身份詐欺案件數量最多，並且已經蔓延到數位資產領域。

“The growing use of cryptocurrency in Nigeria has provided fraudsters with new opportunities for fraud,” commented Hannes Bezuidenhout, Sumsub’s VP for Africa.

Sumsub 非洲副總裁 Hannes Bezuidenhout 評論道：“尼日利亞越來越多地使用加密貨幣，這為欺詐者提供了新的欺詐機會。”

“Fraudsters have taken advantage of this [adoption], launching cryptocurrency scam schemes, fake investment platforms, and fraudulent Initial Coin Offerings. The relative anonymity of cryptocurrency transactions makes it harder for authorities to trace fraudulent activities,” he added.

「詐欺者利用了這種[採用]，推出了加密貨幣詐騙計畫、虛假投資平台和詐欺性首次代幣發行。加密貨幣交易的相對匿名性使當局更難追蹤詐欺活動，」他補充道。

While financial industry leaders acknowledge the need to protect investors, Nigeria’s approach has divided opinions. Some, like Obinna Iwuno, say that licensing exchanges and implementing regulations is the best way forward. This approach balances investor protection and promoting innovation.

儘管金融業領導人承認有必要保護投資者，但尼日利亞的做法卻存在分歧。奧賓納·伊烏諾 (Obinna Iwuno) 等一些人表示，許可交換和實施法規是最好的出路。這種方法平衡了投資者保護和促進創新。

Others, however, believe that digital currency poses heightened risks to Nigerians and that the government should clamp down harder. Speaking to the media after a recent industry event, local finance expert Kingsley Aguoru urged the government to push eNaira as a better alternative to decentralized digital currencies.

然而，其他人則認為數位貨幣給尼日利亞人帶來了更大的風險，政府應該加強打擊。在最近的行業活動後，當地金融專家 Kingsley Aguoru 向媒體發表講話，敦促政府推動 eNaira 作為去中心化數位貨幣的更好替代品。

“Cryptocurrencies, while innovative, exhibit high volatility and unpredictable value swings,” he stated, adding that they fail to exhibit the three functions of money: store of value, medium of exchange, and unit of account. 

他表示：「加密貨幣雖然具有創新性，但表現出高波動性和不可預測的價值波動。」他補充說，它們無法展現貨幣的三種功能：價值儲存、交換媒介和記帳單位。

“In order for a currency to fulfill these functions, it must have a stable value, consistent pricing metrics, and facilitate efficient transactions. Cryptocurrencies struggle to meet these standards,” he said.

「為了讓貨幣實現這些功能，它必須具有穩定的價值、一致的定價指標並促進高效的交易。加密貨幣很難滿足這些標準，」他說。

South Africa issues license to pan-African exchange Yellow Card

南非向泛非交換黃卡發放許可證

The pan-African exchange Yellow Card has become the latest in South Africa to obtain a Crypto Asset Service Provider (CASP) license under the country’s Bitcoin-friendly regulatory regime.

泛非交易所 Yellow Card 已成為南非最新一家根據該國比特幣友善監管制度獲得加密資產服務提供者（CASP）授權的交易所。

The exchange started its South African operations under a local subsidiary in 2020 under the old regulatory framework. Since then, it has expanded operations to capitalize on the country’s ever-rising adoption. 

該交易所於 2020 年在舊監管框架下透過當地子公司開始了南非業務。從那時起，它擴大了業務，以利用該國不斷增長的採用率。

“Yellow Card South Africa is now an authorised financial services provider (FSP) in South Africa. The scope of the authorisation encompasses crypto assets, but it can be easily expanded to include various other financial assets, including stocks and tokenised securities,” the exchange said in a statement to media outlets.

「南非黃卡現已成為南非授權的金融服務提供者 (FSP)。授權範圍涵蓋加密資產，但可以輕鬆擴展到包括股票和代幣化證券等各種其他金融資產。