Crypto ATM欺詐預防法案旨在打擊針對老年人的比特幣ATM騙局

當80歲的大草原的約瑟夫·布倫特洛（Joseph Buentello）接到一個電話，聲稱他的兒子入獄時，他感到恐慌。

When 80-year-old Joseph Buentello of Grand Prairie received a call claiming his son was in jail, he panicked.

當80歲的大草原的約瑟夫·布倫特洛（Joseph Buentello）接到一個電話，聲稱他的兒子入獄時，他感到恐慌。

Rushing to his local grocery store, he sent $5,000 through a Bitcoin ATM, only to realize later that he had been scammed.

趕往當地的雜貨店，他通過比特幣ATM派出了5,000美元，但後來才意識到他被騙了。

Buentello's experience highlights the vulnerability of many Americans to these scams.

Buentello的經驗突出了許多美國人對這些騙局的脆弱性。

"I was scared... I hit the panic button and let my panic take control of my good judgment," Buentello said.

布倫特洛說：“我很害怕……我按下了恐慌按鈕，讓我的恐慌控制了我的良好判斷。”

This week, a group of U.S. senators introduced the Crypto ATM Fraud Prevention Act aimed at cracking down on crypto ATM scams with federal regulations.

本週，一群美國參議員介紹了《加密att ATM欺詐預防法案》，旨在打擊與聯邦法規的加密att ATM騙局。

The new bill, introduced by Sen. Dick Durbin (D-Illinois), seeks to add layers of protection to Bitcoin ATM transactions and increase transparency from ATM operators.

由參議員迪克·德賓（D-Illinois）提出的新法案旨在為比特幣ATM交易增加保護層，並提高ATM運營商的透明度。

"These measures are common-sense guardrails that will protect countless Americans, particularly senior citizens, from losing thousands of their hard-earned dollars to scams," Durbin said Tuesday on the Senate floor.

杜賓週二在參議院樓上說：“這些措施是常見的護欄，將保護無數美國人，特別是老年人，免受成千上萬的辛苦款項的騙局。”

Bitcoin ATMs are becoming increasingly common, popping up in gas stations, convenience stores, smoke shops, and grocery stores. Five years ago, there were roughly 1,000 cryptocurrency ATMs in Texas. Today, there are more than 3,500 in the state and nearly 30,000 nationwide.

比特幣ATM越來越普遍，在加油站，便利店，煙霧店和雜貨店中彈出。五年前，德克薩斯州大約有1,000個加密貨幣ATM。如今，該州有3500多個，全國近30,000個。

These machines offer a legitimate and easy way to buy cryptocurrency, but with convenience comes risk. Last year, the FBI warned that scammers are increasingly using these machines, leading to significant losses for victims.

這些機器提供了一種合法，簡便的購買加密貨幣的方式，但便利的風險帶來了風險。去年，聯邦調查局警告說，詐騙者越來越多地使用這些機器，從而造成了受害者的巨大損失。

According to the Federal Trade Commission, consumer losses in Bitcoin ATM scams skyrocketed tenfold to $114 million from 2020 to 2023. This figure only includes reported losses, suggesting the actual amount could be higher.

根據聯邦貿易委員會的數據，比特幣ATM騙局的消費者損失從2020年到2023年飆升至1.14億美元。該數字僅包括報告的損失，表明實際金額可能更高。

The proposed federal legislation includes several measures to protect consumers, particularly first-time users who are most likely to be scam victims:

擬議的聯邦立法包括保護消費者的幾項措施，特別是最有可能是騙局受害者的初次使用者：

In an email to CBS News Texas, crypto ATM operator Unbank stated that it already meets most of the proposed requirements and supports measures to enhance fraud prevention. However, the company added, "we strongly oppose provisions that limit financial access, create unnecessary regulatory choke points, and increase compliance burdens without clear fraud-reduction benefits."

在給CBS新聞德克薩斯州的一封電子郵件中，加密ATM運營商Unbank表示，它已經滿足了大多數建議的要求，並支持了增強預防欺詐的措施。但是，該公司補充說：“我們強烈反對限制財務訪問，創造不必要的監管障礙積分並增加合規負擔而沒有明確減少欺詐效益的規定。”

Other crypto ATM operators have expressed support for efforts to crack down on scams in letters to Congress, with some noting that their current safeguards already go above and beyond to ensure consumers are protected. CBS News Texas reached out to several operators for their thoughts on the new proposal.

其他加密自動櫃員機運營商也表示支持在給國會信件中打擊騙局的努力，其中一些人指出，他們目前的保障措施已經超越了，以確保消費者得到保護。哥倫比亞廣播公司新聞德克薩斯州與幾位運營商聯繫了他們對新提案的想法。