消費者當心：本月比特幣交易穩定超過 9 萬美元，網路犯罪分子將圍攻馬車

騙子“愛、愛、愛利用外部事件，製造混亂，製造緊迫感，竊取你辛苦賺來的錢。”

With bitcoin trading at record highs and showing no signs of slowing down, fraudsters are circling the wagons, hoping to capitalize on the crypto craze and ensnare unsuspecting victims.

隨著比特幣交易創下歷史新高且沒有放緩的跡象，詐欺者正在盤旋，希望利用加密貨幣熱潮並誘捕毫無戒心的受害者。

The FBI's Internet Crime Complaint Center received more than 69,000 complaints last year related to cryptocurrency fraud, with estimated losses topping more than $5.6 billion. The losses associated with these complaints accounted for nearly half of the total fraud losses reported.

FBI 網路犯罪投訴中心去年收到超過 69,000 起與加密貨幣詐欺相關的投訴，估計損失超過 56 億美元。與這些投訴相關的損失佔所報告的詐欺損失總額的近一半。

Here's how to recognize and avoid the latest crypto scams.

以下是如何識別和避免最新的加密貨幣詐騙。

'Elon Musk is not going to double your money'

“埃隆·馬斯克不會讓你的錢翻倍”

Prevalent scams today include fake bonuses in exchange for an initial investment, bogus coin promotions, phishing emails or texts that appear to come from reputable crypto companies or exchanges, Ponzi and pyramid schemes, or "Pig butchering" scams that involve fraudsters building trust over time, often posing as friends or romantic partners, before convincing victims to invest in fake crypto platforms.

當今常見的詐騙包括以初始投資換取虛假獎金、虛假代幣促銷、看似來自信譽良好的加密貨幣公司或交易所的網絡釣魚電子郵件或短信、龐氏騙局和傳銷騙局，或者涉及欺詐者隨著時間的推移建立信任的「殺豬」騙局在說服受害者投資虛假加密貨幣平台之前，通常會冒充朋友或浪漫伴侶。

Coinbase is seeing several scams in which cyber thieves send a text claiming a crypto owner's account has been compromised. If the user responds to the text, scammers try to pry additional information such as the crypto owner's seed phrase, which allows the thieves to empty the account, said Jeff Lunglhofer, chief information security officer of Coinbase. People fall for this because it all seems plausible and the scammers convince them their assets are at risk, he added.

Coinbase 發現了幾起騙局，其中網路竊賊發送一條短信，聲稱加密貨幣所有者的帳戶已被盜用。 Coinbase 首席資訊安全官 Jeff Lunglhofer 表示，如果用戶回覆短信，詐騙者就會試圖竊取其他信息，例如加密貨幣所有者的助記詞，從而使竊賊可以清空帳戶。他補充說，人們上當受騙，因為這一切看起來都很合理，而且騙子讓他們相信自己的資產面臨風險。

If you get a text or an email claiming there's a problem with your crypto account, don't respond or click on any links. Instead, go directly to your provider's website or call the phone number you know is attached to the provider to inquire about your account, said Merrick Theobald, vice president of marketing at BitPay, a cryptocurrency payment service.

如果您收到一封簡訊或電子郵件，聲稱您的加密貨幣帳戶有問題，請不要回覆或點擊任何連結。加密貨幣支付服務 BitPay 的行銷副總裁 Merrick Theobald 表示，相反，應該直接訪問提供者的網站或撥打提供者附帶的電話號碼來查詢您的帳戶。

Coinbase warns scammers will prey on your fear

Coinbase 警告詐騙者會利用你的恐懼

Fraudsters also use fear to ensnare victims.

詐騙者也利用恐懼來誘騙受害者。

Coinbase is seeing several scams in which cyber thieves send a text claiming a crypto owner's account has been compromised. If the user responds to the text, scammers try to pry additional information such as the crypto owner's seed phrase, which allows the thieves to empty the account, said Jeff Lunglhofer, chief information security officer of Coinbase. People fall for this because it all seems plausible and the scammers convince them their assets are at risk, he added.

Coinbase 發現了幾起騙局，其中網路竊賊發送一條短信，聲稱加密貨幣所有者的帳戶已被盜用。 Coinbase 首席資訊安全官 Jeff Lunglhofer 表示，如果用戶回覆短信，詐騙者就會試圖竊取其他信息，例如加密貨幣所有者的助記詞，從而使竊賊可以清空帳戶。他補充說，人們上當受騙，因為這一切看起來都很合理，而且騙子讓他們相信自己的資產面臨風險。

If you get a text or an email claiming there's a problem with your crypto account, don't respond or click on any links. Instead, go directly to your provider's website or call the phone number you know is attached to the provider to inquire about your account, Theobald said.

如果您收到一封簡訊或電子郵件，聲稱您的加密貨幣帳戶有問題，請不要回覆或點擊任何連結。西奧博爾德說，相反，請直接訪問提供者的網站或撥打提供者附帶的電話號碼來查詢您的帳戶。

Be skeptical of one-time promotional offers

對一次性促銷優惠持懷疑態度

Scammers sometimes send emails or place ads on social media, offering one-time promotions for investing in crypto. These ads often look like legitimate offers from reputable companies that people may be familiar with, or have done business with in the past, said Howard Greenberg, president of The American Blockchain and Cryptocurrency Association, a non-profit trade association.

詐騙者有時會發送電子郵件或在社群媒體上投放廣告，為投資加密貨幣提供一次性促銷。非營利貿易協會美國區塊鏈和加密貨幣協會主席霍華德·格林伯格表示，這些廣告通常看起來像是來自人們可能熟悉或過去與之有過業務往來的信譽良好的公司的合法報價。

But there might be a letter missing in the URL and if you click on it, you'll see something that looks very much like the homepage of the reputable site, confusing people more, Greenberg said. In reality, crypto owners are plugging in their credentials on a fraudulent site. "Before you realize you've signed on to a fake site, your money is gone," Greenberg said. "There's no way to do a dispute like you can with a credit card."

但格林伯格說，URL 中可能缺少一個字母，如果你點擊它，你會看到一些看起來非常像知名網站主頁的內容，這會讓人們更加困惑。事實上，加密貨幣所有者正在將他們的憑證插入詐騙網站。格林伯格說：“在你意識到自己登入了一個假網站之前，你的錢就已經沒了。” “沒有辦法像信用卡那樣解決糾紛。”

To avoid this problem, he recommends people bookmark the websites of the legitimate providers they use. This way, investors can go there directly to purchase crypto and they don't accidentally fall for a scam by clicking on someone else's link. In addition, he recommends people only buy crypto on reputable exchanges, which include Coinbase and Gemini. "You don't want to be using a fly-by-night exchange out of Liechtenstein," Greenberg said.

為了避免這個問題，他建議人們為他們使用的合法提供者的網站添加書籤。這樣，投資者可以直接去那裡購買加密貨幣，他們不會因為點擊別人的連結而意外陷入騙局。此外，他建議人們只在信譽良好的交易所購買加密貨幣，其中包括 Coinbase 和 Gemini。格林伯格說：“你不想在列支敦士登使用不可靠的交易所。”

How families get defrauded

家庭如何被騙

There's the adage, "If it sounds too good to be true, it probably is," but when it comes to crypto scams, people still take the bait. Sometimes it's because they don't recognize the warning signs. These include offers that seem too good to be true, pressure tactics or unrealistic promises for returns. A little homework can save a lot of money and headaches, industry professionals said.

有句格言說，“如果這聽起來好得令人難以置信，那麼它可能就是真的”，但當涉及到加密貨幣詐騙時，人們仍然會上當。有時這是因為他們沒有意識到警告信號。其中包括看起來好得令人難以置信的報價、施壓策略或不切實際的回報承諾。行業專業人士表示，做一點功課可以節省大量金錢並減少麻煩。

Yaya Fanusie, director of policy for anti-money laundering and cyber risk at the Crypto Council for Innovation, had a family member recently defrauded by a crypto scammer. The company, supposedly founded by a well-known mathematician, advertised a guaranteed investment return of 150%. Fanusie did some digging on the relative's behalf and found the supposedly famous mathematician had only a few dozen followers on LinkedIn. Fanusie was also suspicious due to the lofty investment guarantee and because his relative was being asked to communicate with the company on What'sApp, which is end-to-end encrypted and offers scammers extra protection.

加密貨幣創新委員會反洗錢和網路風險政策總監 Yaya Fanusie 的一名家庭成員最近被加密貨幣詐騙者詐騙。該公司據說是由一位著名數學家創立的，宣傳保證投資報酬率為 150%。 Fanusie 代表這位親戚做了一些挖掘，發現這位所謂的著名數學家在 LinkedIn 上只有幾十個粉絲。 Fanusie 也因為高額投資保證而感到懷疑，並且因為他的親戚被要求透過 What'sApp 與該公司進行通信，What'sApp 是端到端加密的，可為詐騙者提供額外的保護。