Coinbase 終止在歐洲經濟區的 USDC 獎勵，下架不合規的穩定幣

Coinbase 宣布將從 12 月 1 日起終止對歐洲經濟區 (EEA) 持有人的 USDC 獎勵。

Major cryptocurrency exchange Coinbase has announced that it will no longer offer USD Coin (USDC) rewards to its customers in the European Economic Area (EEA) due to upcoming Markets in Crypto-Assets (MiCA) regulations.

主要加密貨幣交易所 Coinbase 宣布，由於即將出台的加密資產市場 (MiCA) 法規，將不再向歐洲經濟區 (EEA) 的客戶提供美元硬幣 (USDC) 獎勵。

Coinbase customers in the EEA will continue to earn USDC rewards until November 30. The final rewards will be distributed within the first 10 business days of December, the exchange said in an email to customers on Monday.

EEA 的 Coinbase 客戶將繼續獲得 USDC 獎勵，直至 11 月 30 日。

Coinbase's rewards program allows users to earn daily yields for holding USDC on the platform. The program is available in over 100 jurisdictions, with the annual percentage yield (APY) varying by region due to local economic and regulatory factors.

Coinbase 的獎勵計劃允許用戶在平台上持有 USDC 賺取每日收益。該計劃適用於 100 多個司法管轄區，由於當地經濟和監管因素，年收益率 (APY) 因地區而異。

MiCA, which will come into effect from June 2023, introduces new compliance requirements for e-money tokens like USDC. Starting June 30, 2024, issuers must be licensed as credit or electronic money institutions.

MiCA 將於 2023 年 6 月生效，為 USDC 等電子貨幣代幣引入新的合規要求。自 2024 年 6 月 30 日起，發行人必須獲得信貸或電子貨幣機構許可。

These institutions must meet strict standards, including reserve management and liquidity requirements. Additionally, e-money token issuers are prohibited from offering interest, ensuring stability without being classified as financial instruments.

這些機構必須滿足嚴格的標準，包括準備金管理和流動性要求。此外，電子貨幣代幣發行人不得提供利息，以確保穩定性而不被歸類為金融工具。

Coinbase also plans to delist stablecoins that do not meet MiCA requirements. Other companies, including Uphold, Bitstamp, and Tether, have also announced their intention to comply with the new regulations.

Coinbase 也計劃下架不符合 MiCA 要求的穩定幣。其他公司，包括 Uphold、Bitstamp 和 Tether，也宣布打算遵守新規定。