根據其首席執行官的說法，美國銀行正計劃推出自己的穩定

在華盛頓特區經濟俱樂部的新採訪中，美國銀行首席執行官布萊恩·莫伊尼漢（Brian Moynihan）說，他們打算發起一個穩定的

Bank of America is planning to launch its own stablecoin, one of the largest financial institutions in the US is expected to apply for approval to launch a crypto payment token pegged to the dollar.

美國銀行計劃推出自己的穩定幣，這是美國最大的金融機構之一，有望申請批准，以推出與美元掛鉤的加密付款代幣。

The bank's CEO Brian Moynihan reveals the bank's plans for a stablecoin in a new interview at the Economic Club of Washington, D.C., reports Fortune.

據《財富》報導，該銀行的首席執行官布萊恩·莫伊尼漢（Brian Moynihan）在華盛頓特區經濟俱樂部的新採訪中揭示了該銀行在新採訪中揭示了該銀行的簽署計劃。

"It’s pretty clear there’s going to be a stablecoin. If they make that legal, we will go into that business," says Moynihan.

Moynihan說：“很明顯，將會有一個穩定的人。如果他們合法，我們將開始從事這項業務。”

According to a report by the US Congress in December, lawmakers are expected to introduce legislation allowing financial institutions to launch private stablecoins.

根據美國國會在12月的一份報告，預計立法者將引入立法，允許金融機構啟動私人穩定。

The report, which covers the role of digital assets in the US financial system, says that the bipartisan Congressional members will work together to draft and propose the legislation early in 2020.

該報告涵蓋了數字資產在美國金融體系中的作用，他說，兩黨國會議員將共同起草並提出該立法，並於2020年初提出立法。

Stablecoins are cryptocurrencies that aim to maintain a stable value by being pegged to an underlying asset, such as a fiat currency.

穩定幣是加密貨幣，旨在通過將基礎資產（例如菲亞特貨幣）掛鉤來維持穩定的價值。

A stablecoin launched by Bank of America would be pegged to the US dollar, opening up many possibilities, says Moynihan.

Moynihan說，由美國銀行發起的穩定幣將與美元固定，開放了許多可能性。

"The question of what it’s useful for is going to be interesting," he says.

他說：“它有用的問題將變得有趣。”

Moynihan also highlights how other recent advancements in technology have changed the way Bank of America does business, including when it became the first US bank to offer a mobile banking app on the iPhone.

Moynihan還強調了技術的其他最新進步如何改變了美國銀行開展業務的方式，包括它成為美國第一家在iPhone上提供移動銀行應用程序的銀行。

"Back then it was an unusual thing to have an app. Everybody went to the websites. So that took off. We now have 40 million consumers who bank digitally with us all the time."

“那時，擁有一個應用程序是一件不尋常的事情。每個人都去了網站。所以這起飛了。我們現在有4000萬消費者一直在數字上與我們一起銀行。”

The bank also launched an artificial intelligence-powered assistant named Erica in 2018.

該銀行還於2018年推出了一個名叫Erica的人工智能助理。

According to Moynihan, about 90% of the bank's interactions with customers last year were digital.output: A large bank in the US is planning to apply for approval to launch a crypto payment token pegged to the dollar.

根據Moynihan的說法，去年與客戶的銀行互動中約有90％是數字交易：美國一家大型銀行正計劃申請批准，以推出與美元掛鉤的加密付款。

One of the largest financial institutions in the US is applying for approval to launch a crypto payment token pegged to the dollar. The bank, which is said to be Bank of America, is also expected to launch an artificial intelligence-powered assistant for use by the bank's customers.

美國最大的金融機構之一正在申請批准，以推出與美元掛鉤的加密付款令牌。該銀行據說是美國銀行，還預計將推出一名由人工智能的助手，供銀行的客戶使用。

The bank's CEO, Brian Moynihan, reveals the bank's plans for a stablecoin in a new interview at the Economic Club of Washington, D.C., reports Fortune.

據《財富》報導，該銀行的首席執行官布萊恩·莫伊尼漢（Brian Moynihan）在華盛頓特區經濟俱樂部的新採訪中揭示了該銀行在新採訪中揭示了該銀行的穩定計劃。

"It's pretty clear there's going to be a stablecoin. If they make that legal, we will go into that business," says Moynihan.

Moynihan說：“很明顯，將會有一個穩定的人。如果他們合法，我們將開始從事這項業務。”

According to a report by the US Congress in December, lawmakers are expected to introduce legislation allowing financial institutions to launch private stablecoins.

根據美國國會在12月的一份報告，預計立法者將引入立法，允許金融機構啟動私人穩定。

The report, which covers the role of digital assets in the US financial system, says that the bipartisan members will work together to draft and propose the legislation early in 2020.

該報告涵蓋了數字資產在美國金融體系中的作用，他說，兩黨成員將共同起草並提議2020年初的立法。

Stablecoins are cryptocurrencies that aim to maintain a stable value by being pegged to an underlying asset, such as a fiat currency.

穩定幣是加密貨幣，旨在通過將基礎資產（例如菲亞特貨幣）掛鉤來維持穩定的價值。

A stablecoin launched by Bank of America would be pegged to the US dollar, opening up many possibilities, says Moynihan.

Moynihan說，由美國銀行發起的穩定幣將與美元固定，開放了許多可能性。

"The question of what it's useful for is going to be interesting," he says.

他說：“它有用的問題將變得有趣。”

Moynihan also highlights how other recent advancements in technology have changed the way Bank of America does business, including when it became the first US bank to offer a mobile banking app on the iPhone.

Moynihan還強調了技術的其他最新進步如何改變了美國銀行開展業務的方式，包括它成為美國第一家在iPhone上提供移動銀行應用程序的銀行。

"Back then it was an unusual thing to have an app. Everybody went to the websites. So that took off. We now have 40 million consumers who bank digitally with us all the time."

“那時，擁有一個應用程序是一件不尋常的事情。每個人都去了網站。所以這起飛了。我們現在有4000萬消費者一直在數字上與我們一起銀行。”

The bank also launched an artificial intelligence-powered assistant named Erica in 2018.

該銀行還於2018年推出了一個名叫Erica的人工智能助理。

According to Moynihan, about 90% of the bank's interactions with customers last year were digital.

根據Moynihan的說法，去年與客戶與客戶的互動中約有90％是數字化的。

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