AMP 透過比特幣投資創造歷史，標誌著澳洲退休金產業的轉變

根據 Financial Review 的報告，AMP 的比特幣投資保守地佔其 570 億美元管理資產（AUM）的 0.05%。

Australia's largest pension fund, AMP, has made a historic move by allocating a small portion of its assets to Bitcoin, a first for the country's heavily regulated superannuation industry.

澳洲最大的退休基金 AMP 做出了歷史性舉措，將其一小部分資產配置為比特幣，這對於該國嚴格監管的退休金產業來說尚屬首次。

The fund's Bitcoin investment, valued at roughly $25 million, represents a conservative 0.05% of its $57 billion in assets under management (AUM).

該基金的比特幣投資價值約為 2,500 萬美元，保守估計僅佔其 570 億美元管理資產 (AUM) 的 0.05%。

The allocation is significant as it opens the door for broader institutional adoption of Bitcoin in Australia. Despite being a world leader in crypto regulation, institutional interest in digital assets has remained largely untapped until now.

這項分配意義重大，因為它為澳洲更廣泛的機構採用比特幣打開了大門。儘管在加密貨幣監管方面處於世界領先地位，但機構對數位資產的興趣到目前為止仍未充分利用。

According to a report from Financial Review, the purchase occurred when Bitcoin traded between $60,000 and $70,000. The move appears to be timed with the asset's historic rally, which saw BTC briefly cross the $70,000 mark in early December following Donald Trump's electoral victory.

根據《金融評論》報道，此次購買發生在比特幣交易價格在 60,000 美元至 70,000 美元之間。這項舉措似乎與該資產的歷史性上漲相契合，在唐納德·川普贏得選舉後，比特幣在 12 月初短暫突破了 7 萬美元大關。

The decision to allocate a portion of its portfolio to Bitcoin was driven by its potential as a diversifier and a hedge against traditional market volatility, a strategy that aligns with AMP's goal to maximize long-term returns for its members.

將其投資組合的一部分分配給比特幣的決定是由於其作為多元化工具和對沖傳統市場波動的潛力，這一策略符合 AMP 為會員實現長期回報最大化的目標。

While AMP's bold step has captured attention, other Australian superannuation funds have remained on the sidelines, citing Bitcoin's volatility and perceived risks. Their reluctance underscores the conservative nature of the sector, which is tasked with safeguarding retirement savings under Australia's mandatory superannuation system.

儘管 AMP 的大膽舉措引起了人們的關注，但其他澳洲退休基金仍保持觀望態度，理由是比特幣的波動性和已知的風險。他們的不情願凸顯了該行業的保守性質，該行業的任務是在澳洲強制性退休金制度下保障退休儲蓄。

However, with the return that Bitcoin offers, the question remains: how long can they wait before joining the fray?

然而，隨著比特幣提供的回報，問題仍然存在：他們可以等多久才能加入競爭？